All Leaders

Participants in the Concordia Retirement Savings Plan 403(b) might keep a close eye on their account balance as they plan for their financial future. They may occasionally notice a decrease in their CRSP 403(b) balance due to a fall in stock and bond markets. They shouldn't panic! Stock market fluctuations tend to toy with emotions. But allowing emotional reactions to dictate investment decisions is a sure path to investment heartbreak. 

Remembering basic principles can help members stay cool and collected during periods of turmoil. Attached is a review of twelve principles to keep in mind as a participant in the CRSP 403(b) or other similar investment vehicles.